Free · No login · Works offline
Split trip costs.
No signup.
See who owes whom and settle with the fewest UPI payments. Works with no signal, and your trip data never leaves your friends' phones.
Your trips live only on this phone. Make a backup so a lost phone doesn't mean lost trips.
Three steps, no accounts
Start a trip
Name it, add your name and your friends, pick the currency. Up to 12 people.
Add what you spend
Log each expense and who paid. Split it equally, by shares, by exact amount, or leave someone out.
Settle by UPI
See the fewest payments that clear everyone. Tap Pay and your UPI app opens with the amount filled in.
Made for groups on the road
No signup
No account, no login, no phone number. Open the link and start.
Works with no signal
After your first visit the app opens and works in airplane mode. Phones sync when they can reach each other.
Fewest payments
Simplify debts turns a web of who-owes-whom into the fewest UPI payments.
Phones sync directly
Friends join with an invite link or QR code, and you approve each one. Changes appear on every phone in seconds.
Money you can trust
Amounts are whole paise, never rounded floats. Every edit is signed and shows up in Activity.
Share the summary
Send a WhatsApp text, a CSV file or a one-page PDF of balances and who pays whom.
Your trip is nobody's business but yours
There is no SplitWagon server holding your expenses. Trip data lives on the phones in the trip and is encrypted when phones talk to each other. We have no accounts, no ads and no trackers.